Financial Fitness Passport
Private finance guidancePlan money free, no bank link
Highlights
What you can do with it
- Young professionals build a budget and pay down debt
- Middle-aged workers check their retirement number gap
- Retirees review insurance coverage and risks
How to use it
- 1 Enter your income, savings, debt, and goals.
- 2 Let the AI engine analyze your snapshot.
- 3 Review the roadmap and next steps it suggests.
- 4 Track progress with badges, calculators, and plans.
Who it is for
Pros
- Free plan available with no monthly cost
- No bank account linking required
- Debt and retirement tools in one place
Limitations
- Advanced features need a paid plan, so free access is limited
- Data is manual, so it can be outdated if not updated
- Guidance is general, not a substitute for a licensed advisor
What Financial Fitness Passport is
Financial Fitness Passport is AI-driven financial guidance software made by financial professionals. It uses a privacy-first design and does not require bank links; you enter your own information by hand. The smart engine analyzes your income, savings, debt, and goals to give personalized advice and a clear long-term roadmap. There is a free version with basic tools and a paid version that unlocks the retirement number calculator and AI coaching. The free plan has no monthly cost, while the professional plan is $9.99 per month or $79.99 per year. Tools include debt snowball and avalanche plans, emergency fund planning, insurance tracking, a goal planner, and an education academy with courses and articles. The aim is to help people manage personal money and reach financial health and retirement planning targets.
What you can do with it
- Enter a financial snapshot without linking any bank account
- Get a personalized retirement number and a debt repayment plan
- Track goals, emergency funds, and insurance coverage in one place
- Learn with courses and articles in the education academy
Who it is for
- Young people who are starting to manage money on their own
- Busy working professionals who need a clear financial plan
- People near retirement who need a target number to aim for
What to watch out for
The free plan covers basic tools, while the retirement number calculator and AI coaching need a paid plan, so full access costs money. Because you enter data by hand, the advice is only as current as your last update; stale numbers can mislead you. The software gives general guidance, not licensed financial advice, so big decisions should be checked with a qualified advisor. Pricing and features can change, so confirm the plan details before you subscribe.
FAQ
Do I need to link a bank?
No, you enter your financial information by hand.
Is there a free version?
Yes, the free plan includes basic financial tools.
What does the paid plan add?
The retirement number calculator and AI financial coaching.
Why it is free
What the official page says： free planfree version
Free limits, trial length and features are decided by the official site and can change at any time.
Product preview
Screenshot archived from the listing page, for preview only.
